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ChitChat for business

Modern financial infrastructure for teams, projects, and global operations.

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stack of cardstack of cardstack of cardsstack of cards
 
 
 

Unlock secure wallets, cards, and group money management - all embedded in one intuitive platform.

 
 
 
CHATS

Money Meets Messaging

Why switch between finance tools and chat apps? ChitChat brings communication and financial operations into one streamlined workspace.

  • Chat directly with teammates inside shared wallets
  • Approve, track, and discuss transfers in real-time
  • Tag team members, request funds, and manage tasks - all in chat
Chat
 
 
 

Built for Operational Efficiency

Move money, manage teams, and simplify spend at scale.
ChitChat gives your business the power to send, receive, and control USD funds across multiple geographies, from one collaborative app.

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Multi-user Wallets

Assign roles, manage permissions, and track transactions in real-time.

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Team Chat + Transactions

Communicate and coordinate directly in-app, with embedded transfers.

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USD Virtual & Physical Cards

Empower staff or partners with controlled spending tools.

 
 
 

Partner Proposition

Our developer-friendly API allows you to offer 
the following to your customers:

 
 
 
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Issue virtual 
cards

Companies with a license to issue cards in their market can integrate with ChitChat and issue without needing a BIN sponsor or a Third Party Processor.

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Just-In-Time (JIT) funding capabilities

We support all manner of use cases. Each card maintains a zero balance until you authorize the release of funds to suit your rules and business requirements.

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Reconciliation made easy

Obtain the reporting information you need programmatically.

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Remittances API

Use this to send money to bank accounts, phone numbers and cash pick up locations in multiple countries globally, including China, India and some SEPA countries.

 
 
 

Let’s build together

Ready to simplify global money management for your team or organization? Speak to our partnerships team or request a demo today.

 
 
 
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Try ChitChat

Download ChitChat, Share More.  The messaging app incorporating a USD wallet plus virtual card.

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Contact Us

Call

+260978017054

Email

partnerships@onchitchat.com
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Book a Demo
 
 
 
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Our Offices

Villa n.6, Millennium Village, Birdcage walk, Lusaka, Zambia

Open Mon - Fri, from 8 to 17.

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    General Terms of ServiceWallet Terms and ConditionsCard Supplemental Terms and ConditionsPrivacy Notice

The ChitChat Debit Card is issued by Union Fiftyfour Limited, pursuant to a licence by Mastercard Asia/Pacific Pte Ltd. Mastercard is a regulated trademark, and the circles design is a trademark of Mastercard Incorporated. Union Fiftyfour runs a Payment System Business, licenced by Bank of Zambia, licence number: 04/PSB/2018. If you use our ChitChat Wallet or ChitChat Debit Card, you are consenting to your money sitting and being protected within a ring-fenced Trust Account in Zambia, as per Bank of Zambia Directives and Guidelines. The content on our website and public materials is for informational purposes only and isn’t an offer or invitation for our services. By accessing our platforms or requesting information, you confirm that you’ve done so without any prior prompting from us.

The Apple logo and Apple App Store are trademarks of Apple Inc., registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC. We are not affiliated with, endorsed by, or in any way officially connected with Apple Inc. or Google LLC. Any links to these platforms on our website are provided for the convenience of our users. Accessing and downloading any application or content from these platforms will be governed by their respective terms of service and privacy policies.

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